I need a credit report, but I don't wanna pay
So I'm gonna get it for free, no matter what they say
I heard about a website, called AnnualCreditReport.com
And it's the only place I'll go, for my credit score, I won't pay a cent, no
(Chorus)
I'm getting a free credit report, and I can't be stopped
I don't care about credit karma, I don't want no credit spot
I'm getting my free credit report, every single year
No matter what they say, I'm not gonna pay, I'm not gonna shed no tears
(Verse 2)
My credit score is more important than ever, I need to know it's high
So I'm getting my free credit report, so everything's going right
It's the best decision, that I've made in a long, long time
And every single year, I'm getting that credit report, and it's gonna be all mine, all mine
(Chorus)
I'm getting a free credit report, and I can't be stopped
I don't care about credit karma, I don't want no credit spot
I'm getting my free credit report, every single year
No matter what they say, I'm not gonna pay, I'm not gonna shed no tears
(Bridge)
I'm tired of paying for stuff, that I can get for free
So I'm getting my free credit report, and I'm not gonna be, I'm not gonna be, like everybody else, no
(Chorus)
I'm getting a free credit report, and I can't be stopped
I don't care about credit karma, I don't want no credit spot
I'm getting my free credit report, every single year
No matter what they say, I'm not gonna pay, I'm not gonna shed no tears
(Outro)
I'm getting a free credit report, and I'm gonna use it to my advantage
I'm gonna get the best deals, and I'm gonna save a lot of money, and all because of my free credit report, and I'm not gonna pay, I'm not gonna pay