Here's why:
* Evil creatures turned into cards: In Monster Rancher, monsters are captured and stored in cards, often after being defeated in battles.
* Talking insects and reptiles: The series features a diverse cast of monsters, including many based on insects and reptiles, who can all talk and have personalities.
There are two primary iterations of Monster Rancher:
* The original anime series: This aired in 1999 and focused on a young boy named Genki who discovers a magical device called the "Monster Rancher" that allows him to create and raise monsters from real-world items.
* The video game series: This started in 1997 and is known for its unique monster breeding and battling system.
If you're thinking of a different cartoon, please provide more details, and I'll do my best to identify it!