Here's what happens:
* Utterson, concerned about Jekyll's connection to Hyde, is walking home one night when he sees a small, stooped figure brutally trampling a young girl.
* Utterson intervenes and confronts the figure, demanding his name. The figure reveals himself as Hyde, who then gives Utterson a cheque signed by Jekyll.
* This incident raises Utterson's suspicions and sets him on the path of investigating the connection between Jekyll and Hyde.
This incident is crucial because it:
* Introduces Hyde as a violent and malicious character.
* Establishes the connection between Jekyll and Hyde through the signed cheque.
* Starts Utterson's investigation and sets the story in motion.