Here's a more detailed explanation of what's happening:
* Loud music stimulates the auditory cortex. The auditory cortex is the part of the brain responsible for processing sound. When you listen to loud music, the auditory cortex is stimulated more intensely, which can lead to a variety of effects, including auditory pareidolia.
* The brain tries to make sense of the sound. When the brain receives a sound that it doesn't recognize, it tries to make sense of it by interpreting it as something familiar. This can lead to the perception of voices talking, even though there are no actual voices present.
* Individual differences in auditory processing. Some people are more likely to experience auditory pareidolia than others. This is likely due to differences in the way that the auditory system is wired and how the brain processes sound.
It's important to note that hearing voices while listening to loud music is not a sign of a mental health disorder. It's a common experience that is caused by the brain's natural tendency to make sense of the sounds that it hears.