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What happens insurance wise and point in Florida if you get two tickets less than a year but the second ticket is for under 10 miles over limit?

In the state of Florida, receiving two traffic citations within a 12-month period can have insurance and point implications. Here's what you can expect:

1. Insurance Impact:

Many insurance companies consider multiple traffic violations within a short period as a sign of increased risk. It's likely that your insurance premium will increase as a result of the second ticket. The actual amount of increase may vary based on your insurance provider, driving history, and other factors.

2. Points on License:

Under Florida's traffic laws, moving violations carry a certain number of "points" that are added to your driving record. Each point remains on your record for a specific amount of time, usually 3 or 5 years, depending on the severity of the violation.

- For a second ticket within 12 months, regardless of the speed, you'll likely receive 3 points on your license.

- If your speed was more than 15 miles per hour over the limit, the second ticket could result in 4 points.

- If you already have points on your license from previous violations, the additional points from the second ticket may lead to a higher risk of license suspension.

3. Driver's License Status:

Accumulating points on your license can affect your driving privileges. In Florida, drivers who accumulate 12 or more points within a 12-month period may face a driver's license suspension. The length of the suspension depends on the number of points accumulated.

4. Traffic School:

Florida allows drivers who have received traffic violations to attend a state-approved traffic school course to reduce the number of points on their record. By completing a traffic school course, you may be able to have some points removed from your license.

It's important to note that the exact consequences of receiving two tickets within a year, including the impact on insurance and points, may vary based on your specific situation. It's advisable to consult with your insurance provider and review Florida's traffic laws for more detailed information.

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